About Us:
Religare – ITM Academy of Financial Services in collaboration with ITM - Edutech Training Pvt. Ltd
Certification Program in SME Lending, a unique opportunity to start a career with Religare Finvest Limited as Relationship Manager and earn a valuable certification in SME Lending from ITM - Edutech Training Pvt. Ltd, a part of the ITM Group of Institutions- one of India’s respected and progressive educators.
Religare – ITM Academy of Financial Services in collaboration with ITM - Edutech Training Pvt. Ltd, offers a Certification Program in “SME Lending.” The program has been designed to attract bright young graduates/MBA’s who want to build a career in SME lending. The Program curriculum has been conceived, designed and developed by Religare Finvest Limited to groom aspirants for taking over the front line sales function.
About Religare Finvest Limited
Religare Finvest Limited (RFL) a subsidiary of Religare Enterprises Limited (REL), is a Small and Medium Enterprise (SME) financing focused NBFC. With a wide network of branches and ISO certification 9001:2008, RFL is committed to providing debt capital to power the growth of the SME’s. RFL understands that each financial need is unique and offers customized solutions to empower the customer to prosper. With a belief that the customer’s success is their success, its presence in 25 branches across all major cities plays a vital role in nurturing the customers’ business while growing to a book size of over INR 120.9 billion. (As on 31st Dec 2014).
RFL has been awarded the Finnoviti 2012 award in the “Innovation in Process” category.
About ITM Group
The ITM Group of Institutions has its campuses across the country. These institutes create a unique community atmosphere encouraging study and personal development. With the support of its experienced full-time faculty members and several visiting faculty to give students the vital global edge, ITM is moving towards fulfilling its vision of becoming a global leader in professional education, its mission is to impart futuristic and comprehensive education of global standards with a high sense of discipline and social relevance in a serene and invigorating environment. Founded in 1991, ITM Business School was amongst the first private, non-aided business schools in India. The group quickly expanded its footprints, establishing campuses in Bangalore in 1992, Chennai in 1993 and Warangal in 1994.
Program and Job Profile
Salient Features of the Certification Program in SME Lending
Religare Finvest Limited, in collaboration with ITM - Edutech Training Pvt. Ltd have developed a comprehensive Certification Program for training selected candidates to take up Relationship Manager roles with the SME Lendings vertical.
This is a four-week residential program, conducted at ITM Group, Bangalore, Baroda and Noida campus.
Program Objective: This is a skill based Program designed to bridge the skill & supply gap by identifying, training and developing Relationship Managers – SME lendings. The unique 26 days program has been designed to cover the broad objectives mentioned below:
- Induction into Relaigare Finvest Limited and acculturation with Relaigare Finvest Limited ethos and DNA
- Skill development training program - blended curriculum with instructor led classroom training
- Developing selling and presentation skills
- Training on SME Mortgage Loans (Loan against Property) – Secured, SME Working Capital Term Loans – Unsecured, SME Short Term Trade Finance – Short term funding
- Training on processes and compliance
- Training on internal guidelines, rules and regulations
- Building confidence to communicate effectively with various stakeholders in a business environment
- Training faculty - experienced professionals in the field of Financial Institutions and B2B sales
- Overall grooming - sessions by experts
On successful completion of the program, participants would be awarded “Certification in SME Lending Program”.
To present a blended curriculum with instructor led classroom training (with role play activities, videos and drill sessions for practice) as well as e-learning and simulators. The Training faculty will comprise experienced professionals in the field of SME Finance and sales. There is an emphasis on overall grooming of the individual which would be facilitated through a learning environment that would be created through sessions delivered by experts from Religare Finvest Limited.
Job Profile
Post: Relationship Manager
Type: On payroll with Religare Finvest Limited
Role & Responsibility
- New client acquisition to increase sales of our products i.e. SME Working Capital Loan & SME Mortgage Loan (Loan against Property)
- Maintain Client relationships for the employees mapped to the RM and ensure implementation of Sales Management Process
- To manage cross sell of third party products to existing mapped clients
- To minimize early delinquencies by being in constant touch with the customer post loan disbursal and work towards resolving all his queries
- Ensure that the documents required before the disbursement of the loan are complete and all the customer/ potential customer queries are resolved
- Post the disbursement of the loan it has to be ensured that all the documents required by the organization are collected as per the turnaround time.
- Co-ordinate with internal teams to accomplish the task assigned
The role as defined above is subject to change at the discretion of Religare Finvest Ltd
The products that a Relationship Manager sells:
- SME Mortgage Loans (Loan against Property) – Secured
- SME Working Capital Term Loans - Unsecured
- SME Short Term Trade Finance – Short term funding for managing working capital requirements
Selection process
You have to successfully clear Interview & submit your original document to get enrolled for “Certification Program In SME Lendings”.
Eligibility
If you meet the below mentioned criteria, you will be eligible for Selection Process.
- You should be a Post Graduate / MBA (results awaited students can also apply)
- Your age must be minimum 22 years and maximum 28 years (As on academy batch start date)
- Experience: 0 to 1 years
- If you are a graduates with 0 – 3 years of relevant experience / fresher can also apply
- In case you’re yet to receive the final year MBA/Graduation result, you are required to submit the same within 3 months of joining Religare Finvest Limited.
- You MUST NOT have worked with Religare Finvest Limited earlier.
- You agree to make payment of Rs.20,000/- plus applicable taxes for enrolment into the program.
- You should submit any two of your original educational certificates to ITM for 2 months
- You should be ready to undergo 1 month of residential training at Bangalore, Noida or Baroda.
- Any other criteria that Religare Finvest Limited may in its discretion specify.
Age
22-28 yrs
Qualification
All Graduates, Post Graduates and MBA candidates
Skills Required
- Presentable and demonstrating basic etiquettes
- Convincing skills
- basic understanding of English
Parameters Required
- Passion: Should strive for Excellence & should be Self driven
- Adaptability: should embrace change; should be able to handle difficult situations with patience.
- Interpersonal Ability: Should have good communication & listening skills. Should be socially confident.
- Service Focus: should Treat everyone with respect; flexible in going beyond job roles.
Selection Process:
The Selection process consists of the following:
- Preliminary Evaluation: Interested applicant will be evaluated and briefed by ITM recruiters
- Personal Interview: The eligible applicant’s post initial screening will undergo the personal Interview process.
- Invitation letter: All the successful applicants after the selection process and will receive an invitation letter to join the training program at ITM campus in Bangalore/Noida/Baroda
- DD Submission: The candidate has to pay Rs.20,000/- plus taxes, of the training cost via DD to ITM Edutech Training Pvt. Ltd. and balance will be paid by Religare Finvest Ltd. Religare Finvest Ltd. on behalf of the candidate.
Note :- 1) Post successful completion of the course, on-the-job training and on achieving threshold targets over a period of 6 months, the course fee paid by the candidate (Rs.20,000/-) will be refunded to the candidate
2) No refund of the course fees paid by the applicant will be done at any point, where he/she fails to complete the training programme or intend to discontinue services of Religare Finvest Limited for any reason whatsoever.
Life at Campus
Event: Founder's Day
Event: Founder's Day
Event: Founder's Day
Event: Founder's Day
Event: Founder's Day
Event: Founder's Day
Event: Founder's Day
Event: Founder's Day
The campus is equipped with the best educational infrastructure classrooms, Seminar halls, computer labs, boarding and lodging facilities, recreation and sports facilities, etc. The residential nature of the program ensures that the Relationship Manager imbibes the culture and values of Religare Finvest Limited.
Facilities @ Campus
- Seminar hall
- In house canteen
- Festive celebrations
- Social Activities
- Medical help and Doctor visit on call
- E –learning labs with dedicated systems
