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About Hinduja
Housing Finance

Hinduja Housing Finance (HHF) is a part of the prestigious Hinduja Group, Registered and Certified by National Housing Bank. Hinduja Housing Finance was primarily formed to make the dreams of people to own a home come true. This is a professionally managed housing finance company with a pan-Indian presence. The goal of the company is to promote a viable and cost effective housing finance system to effectively serve different income groups in various regions. Making home loans more convenient and easy is something they truly believe in.

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About Hinduja Group

The Hinduja Group was founded by Parmanand Deepchand Hinduja in 1914. The Hinduja Group is a global conglomerate headquartered in London, United Kingdom. The Hinduja Group takes pride in being one of the largest diversified groups in the world spanning all continents. It employs over 1,25,000 + people and has offices in many key cities of the world and all the major cities in India. Hinduja Group has strategically positioned itself to contribute to old economy sectors such as Banking & Finance, Transport, Energy (Oil & Power) as well as the new economy of Technology, Media and Telecom. 

Hinduja Housing Finance is a part of the Hinduja Leyland Finance (HLF) the financing arm of truck manufacturer Ashok Leyland, which provides a wide gamut of financial offerings. It also supports charitable and philanthropic activities across the world through the Hinduja Foundation.

Program

Post graduate program in Financial Services is an endeavour by ITM Skills Academy in association with Hinduja Housing Finance to nurture Industry leaders of the future by imparting domain expertise and skill set in the field of housing finance especially in the vertical of Sales/credit/Legal /Technical. The Program focuses on balanced approach of providing Inputs of relevant knowledge, developing skills and shaping required behaviours.

Program Features


Designation : Cluster Manager
1 year Program (6 months classroom training + 6 months On the job training)
Stipend of Rs.5,000/ - for 6 months residential training.
Stipend of Rs.15,000/ - for 6 months On the Job training.
After successful completion of the training program, candidate will be absorbed by HHF as Cluster Manager with a fixed annual CTC of Rs.4,00000/- plus incentives.
On Payroll of Hinduja Housing Finance Ltd
Job Location: PAN India
Training Location: Mumbai,Vadodara,Bangalore,Noida

Eligibility


If you FULFILL ALL the below mentioned criteria, you will be eligible for Selection Process.


Age should not be more than 28 years as on training start date
Education: B.com/BBA/BMS with 50% and above
Experience: 0-3 years
Experience in NBFC/Banking/HFC/MF will be an added advantage

Role Details


General

Managing Credit and Operations for Home Loans of the Region.
Credit appraisal as per policies, procedures, and credit underwriting guideline.
Maintenance of TAT, Compliance, policies and procedures

Strategic

Customer Application Screening, KYC and Income documents as collected by SO for login.
Initiate legal, valuation, CIBIL and other verification reports.
Interpretation of Credit Bureau Report
Analysis of Bank Statements and other relevant documents for income assessment.
Meet customers and do business and income earning capacity as per the Credit Manual & Guidance Notes.

Tactical

Co-ordinate with SO for post approval activities like Loan documentation check, Sanction conditions adherence, PDC and NACH forms accuracy and send the file to HO for disbursements.
Responsible for tracking and collecting all Post Disbursed Documents including Loan Closure letters on takeover, Collecting Sale Deeds for new purchases and sending to HO.
Responsible for PDC/NACH replenishment to ensure regular repayment of EMI.

Supervisory

Ensuring operations are running in a streamlined fashion leading to best customer experience and enabling a motivating environment for staff across the network of Dialysis Units.
Leading the Centre Managers / centre staff and guiding them to achieve operational excellence for their cluster of centres counselling them, coaching them and ensuring they do their job well.
Identifying targets and reviewing & evaluating performance
identifying & addressing deviations & its relevant causes
Ensuring adherence to quality standards in the unit operations
Implementing the Performance Appraisal Plan for the staff.
Finalization of KRAs, Evaluating & providing feedback

Job Profile Details


Post: Cluster Manager ( Credit )
Type: On-rolls of Hinduja Housing Finance Ltd.

Compensation & Benefits


On successful completion of 6-month classroom residential training candidates will go under 6-month On the Job Training (OJT) with Hinduja Housing Finance Ltd.
Candidate will get stipend of Rs. 5,000/- per month for 6 months during residential training.
During OJT candidate will get stipend of Rs. 15,000/- per month for 6 months.
On successful completion of 1-year training program candidates will be absorbed by Hinduja Housing Finance Ltd. as discussed above at an annual fixed CTC of Rs. 4,00,000/- plus Incentives

Program

Post graduate program in Financial Services is an endeavour by ITM Skills Academy in association with Hinduja Housing Finance to nurture Industry leaders of the future by imparting domain expertise and skill set in the field of housing finance especially in the vertical of Sales/credit/Legal /Technical. The Program focuses on balanced approach of providing Inputs of relevant knowledge, developing skills and shaping required behaviours.

Selection Process

The selection will be through a various stages of selection process, which is aimed at selecting candidates who are most likely to succeed at various roles offered by the HHF. HHF is looking for candidates with high integrity, who are dedicated towards work, with positive attitude and good communication skills.


ITM Screening Process

Apptitude Test

Apptitude Test

Business Interview of Shortlisted Candidates

Final Selection

Final Selection


Fees


To pursue this course, the interested applicant will have to invest Rs 3,10,000 . This amount will cover the tuition fees, boarding, lodging for the entire course.


Total Program Fee
Fee component in 2017-18
Seat Reservation Fee(SRF) 20,000/-
Tution Fee 2,90,000/-
Total Fees 3,10,000/-
Program Fee Schedule
Fee Components Fees (Rs.) Timeline for Fee Payment
Seat Reservation fee (SRF) 20,000/- After Selection
1st Installment 1,00,000/- Before 10 Days of Batch Commencement
2nd Installment 1,00,000/- By End of 1st Month of the Training
3rd Installment 90,000/- By End of 2nd Month of the Training
Total Fees 3,10,000/-